How to Refinance with a VA Loan in Texas
The VA Home Loan program provides homeowners who qualify with a easy way to take advantage of lower interest rates and lower their monthly mortgage payment. Getting started is as simple as filling out our quick and secure contact form on the right side of this page or giving us a call.
Establish which VA loan option is best for you.
The VA offers three options for refinancing, but for Texas Veterans there are only two programs available.
- Refinance an existing VA Loan with a VA Streamline Refinance (IRRRL) Loan
- Refinance a Conventional, FHA or USDA loan into a new VA Loan Refinance
- Cash out refinance - Refinancing and removing cash from your home - which is not available here in Texas
Prequalifing for a VA Refinance
Prequalifying for a VA Loan Refinance takes about 15 to 20 minutes and we will be able to show you how much you can lower your monthly payment. During this time we will establish your VA Refinance Eligibility and start the loan paperwork for you. This and can be done over the phone or in person.
Processing and Underwriting for a VA Refinance
After being pre-qualified for a VA Loan Refinance, we will process the documents and send the file to be underwritten by a VA Underwriter. Their job to to ensure to the VA that the loan meets all of the VA Guidelines.
Closing on a VA Refinance Loan
The closing will usually take place at a Title Company of your choice and that is where you'll sign paperwork to finalize your new VA Loan.
Have questions about VA Loans ???
It doesn't matter if the home your looking to purchase or refinance is in Austin, San Antonio, Dallas, Houston, El Paso or Corpus Christi, as long as it is in our great state of Texas, we can help you.
Please give us a call at 210-656-1134, for a No Cost, No Credit Check, and No Obligation consultation and find out how much you qualify for.